InfoApp
All-In-One Is GUUTEvery InfoApp is a tailored solution
delivering real outcomes for your enterprise.
Work easier.
Simplify complexity with one unified solution.
Move faster.
Accelerate decisions and drive immediate impact.
Reduce costs.
Lower overhead with automation and efficiency.
Ensure portability.
Keep your data flexible, accessible and future-ready.
Distribute at scale.
Deliver information securely across your entire enterprise.
Flagship Solution
01
The Book of Business (BoB)
The Operating System for Business Leadership in the Digital Era.
At a glance, everything you need to know about managing the business — in one intelligent InfoApp. Books of Business supersede dashboards, bringing together everything executives need to know, understand, and act on in a single NASA-style one-pager.
| Dashboards | VS. | Books of Business™ |
|---|---|---|
| Show data | ✓Show understanding | |
| Answer what happened | ✓Answer what, why & what to do | |
| Fragmented and static | ✓Unified, interactive, living | |
| Require multiple tools | ✓One InfoApp for everything | |
| Time-consuming to build | ✓Create once, distribute everywhere | |
| Information overload | ✓Executive clarity and focus |
The Dashboard Era Is Ending.
Welcome to the Book of Business™.
Welcome to the Book of Business™.
From static metrics to living business intelligence. From fragmented reporting to unified management. From information overload to executive clarity.
"
Executives don't need more dashboards.
They need a living Book of Business.
The Challenge
Executives spend too much time assembling information from dashboards, spreadsheets, presentations, emails, and reporting tools.
By the time information is collected, formatted, and distributed, decisions are already behind reality.
The problem isn't a lack of data. It's fragmented visibility.
The InfoApp Solution
The Book of Business™ transforms business information into a living, interactive operating system for management.
All your critical information — metrics, narratives, trends, insights, context, and actions — in one AI-ready InfoApp.
Business Impact
90%
Less Reporting Effort
Create once. Distribute everywhere.
100%
Executive Alignment
One source of truth.
Faster
Decisions
From answers to action.
Lower
Costs
Replace multiple tools.
Welcome to BoB
The NASA One-Pager was built for the Moon. The Book of Business is built for running a company.
Every Book of Business InfoApp delivers:
Flagship Solution
02-A
Interactive XHTML Makes ESEF Reporting Easy & Engaging
Publish one intelligent Book of Accountability as an interactive, digitally signed, ESEF-compliant, portable, searchable, and trusted XHTML file that satisfies regulation and engages investors.
One report. One file. One truth.
Signed, Tagged InfoApp
One unified annual report artifact
The Regulation
ESEF requires a single XHTML report with the consolidated IFRS statements tagged with inline XBRL (iXBRL).
The Problem Today
- •Why produce two reports?
- •One beautiful for investors. Unsuitable for filing.
- •Another ugly for regulators. Ignored by everyone else.
- •Regulation met. Value lost. Opportunity missed.
The Opportunity
Collapse the 'pretty report' and the 'compliance file' into one signed, investor-grade, compelling XHTML publication.
THE BREAKTHROUGH
One interactive XHTML document serves as the annual report, ESEF filing, investor portal, mobile experience, and trusted digital record.
What Digitally Signable XHTML InfoApps Deliver
Investor-Grade Experience
Interactive, navigable, analyzable annual reporting.
Qualified Signatures
Board, auditor, and CFO sign-off in the same artifact.
Inline iXBRL
Tagged data embedded inline — no separate compliance file.
Single Production Pipeline
Eliminate duplicate workflows and fragmented steps.
Audit Trail & Trust
Better control, governance, and consistency.
Who Benefits and How
CFO / Investor Relations
One report for compliance and investor engagement. Better reader experience, stronger communication.
Financial Reporting Teams
Lower reconciliation effort, cleaner ESEF workflow, stronger audit trail and control.
Boards, Auditors & Signatories
Qualified signatures inside the same artifact. Clearer review, approval, and governance.
ESEF Vendors & Filing Agents
A new value-added delivery model: compliance plus investor-grade reporting in one file.
IR / Communications Agencies
Create the annual report experience in the same XHTML artifact that is ultimately filed.
The Ask
Run a pilot with one ESEF-filing issuer:
produce the next annual report as a single, signed, iXBRL-tagged InfoApp — proving the compliance file and the investor report can be the same artifact.
Flagship Solution
03
Agentic Document Workflows™
Automate the business.
Intelligent InfoApps that understand content, make decisions, and orchestrate work — inside the document.
Understand.
AI reads and interprets content.
Collaborate.
Humans and agents work together.
Decide.
Route decisions automatically.
Generate.
Create documents, reports, and responses.
Execute.
Trigger business actions and transactions.
Govern.
Full auditability and traceability.
Documents become participants, not attachments.
Business Impact
Agentic Document Workflows™ help organizations move faster, work smarter, and reduce risk. By turning documents into active participants, teams get consistent outcomes, complete visibility, and measurable value at scale.
The result: faster decisions, lower costs, stronger compliance, and better experiences for every user.
The Challenge
Business processes are fragmented across emails, portals, forms, spreadsheets, workflow tools, and document repositories.
People spend more time coordinating work than doing work.
Documents contain the information. Systems contain the transactions. The workflow lives in between.
The InfoApp Solution
Agentic Document Workflows™ combine documents, business rules, AI agents, approvals, and actions into a single interactive experience.
The document understands context, collaborates with users, and orchestrates the next steps automatically.
Faster Decisions
From days to minutes with AI routing
Stronger Compliance
Full audit trail on every action
Measurable Value
Consistent outcomes at scale
Flagship Solution
04
Financial Statements
Income statements, balance sheets, cash flow and more.
Investment Accounts
Portfolio, performance, holdings and activity.
Billing Statements
Utilities, telecom, insurance and recurring bills.
Merchant Statements
Settlements, transactions, fees and chargebacks.
Credit Card Statements
Transactions, payments, rewards and more.
Invoices & Payables
Invoices, aging, payments and remittance details.
Intelligent Presentment™
Every document becomes an intelligent application.
Replace static PDFs, HTML pages and portal tabs with interactive InfoApps that search, analyze, explain and even work completely offline.
The document is the application.
SImplify: 2-into-1 Technology Consolidation
Instead of separate portal and statement technology, the portal page and the statement become one intelligent application.
Interactive Self-Service: Eliminate Inbund Calls
Customers find answers instantly inside the statement, reducing inbound calls and support costs.
⭐
100%
Satisfied
For Customers
- ✓ All the information they need.
- ✓ Answer any question instantly.
- ✓ Own their data 100%.
For Institutions
- ✓ Stronger trust and engagement.
- ✓ Higher retention and loyalty.
- ✓ More upsell opportunities.
- ✓ Lower costs, higher efficiency.
- ✓ Better experiences. Better results.
”Statements and invoices hold a captive audience. InfoApps offer a chance to enhance customer trust and loyalty by turning them into valuable communication channels.
Jan BalatkaPartner
05
Flagship Solution
Public
Intelligence™
Intelligence™
Customer-facing InfoApps that transform information into understanding.
Replace static publications, PDFs, spreadsheets, and data dumps with interactive InfoApps that anyone can explore, understand and take anywhere.
Beautiful
Credibility has a visual language.
Interactive
Readers discover instead of scrolling.
100%
Understood.
- ✓ Beautiful enough to inspire confidence.
- ✓ Interactive enough to explore.
- ✓ Portable enough to take anywhere.
Turn Public Information into
Public Intelligence.
Public Intelligence.
Most organizations publish information.
Very few communicate it.
Organizations spend millions producing public information. Yet most people never read it. Because information is buried inside PDFs, spreadsheets, CSV downloads, and disconnected web pages.
Making data available is not the same as making it understandable.
Stop Publishing Data Dumps
CSV and Excel files are not public communication. They simply transfer the work from the publisher to the reader.
"
Data dumps are not transparency.
Publishing a CSV is like handing someone a box of Lego bricks and calling it a house.
Information is only transparent when people can understand it immediately.
Interactive InfoApps transform raw data into explanations, trends, comparisons and stories—without requiring Excel expertise.
Built for Everyone
Desktop ✓ Tablet ✓ Phone
Offline ✓ No apps ✓ No logins
No downloads ✓ No barriers
Offline ✓ No apps ✓ No logins
No downloads ✓ No barriers
Public Intelligence™ Use Cases
Government & Public Sector
- › Government Statistics
- › Municipal Budgets
- › Open Data Portals
- › Crime Statistics
- › Census & Demographics
- › Economic Indicators
- › Public Performance
Corporate Communications
- › Corporate Fact Books
- › Investor Fact Books
- › Company Brocures
- › Product & Service Catalogs
- › Corporate Milestones
- › Performance Highlights
- › ESG Transparency Portals
Research & Knowledge
- › Research Publications
- › Industry Reports
- › Benchmark Reports
- › Scientific Publications
- › Market Intelligence
- › Digital Fact Books
- › Interactive Data Hubs
Education & Communities
- › University Fact Books
- › Student Guides
- › Alumni Magazines
- › Campus Statistics
- › Community Reports
- › University Press Books
- › Career & Placement Reports
Healthcare & Environment
- › Healthcare Statistics
- › Public Health Atlases
- › Health Resource Inventories
- › Epidemiological Reports
- › Environmental Monitoring
- › Air & Water Quality Reports
- › Climate Data Publications
”The EMF-ECBC is delighted to announce the launch of this new data knowledge platform and make this freely available for all market participants. The market toolkit will help reinforce confidence and trust in housing markets as key financial drivers for social mobility and inclusion.
Luca BertalotEMF-ECBC Secretary General
06
Flagship Solution
Distributed &
Embedded BI™
Embedded BI™
Business intelligence that lives where your users work.
Replace traditional BI platforms and server-based dashboards with secure, interactive InfoApps that are distributed, embedded, and designed to scale without infrastructure or query costs.
90% Lower TCO
Lower total cost of ownership than traditional BI.
Fixed Pricing
Per InfoApp. Print-on-demand pricing eliminates uncertainty and cost escalation.
Scalable Distribution
Deliver to thousands or millions without performance degradation.
Agentic Workflows
Automate analysis, insights and actions with agentic workflows.
Fast Time to Value
Design and integrate data quickly. Go from idea to insights fast.
Secure by Design
Fewer logins, open ports and API calls. Lower integration costs and reduced attack surface.
Works with Any AI Model
Provider agnostic. Bring your own model or use ours.
BI without the baggage.
No servers. No infrastructure. No query costs. Just results.
No Servers,
No Infrastructure
No Infrastructure
No Query or
Consumption Costs
Consumption Costs
Fixed Pricing,
Zero Surprises
Zero Surprises
Fast to Design,
Fast to Market
Fast to Market
Client-Side Computing for BI, Analytics & Reporting
Client-side computing shifts application intelligence from centralized servers to the user's device delivering unlimited scalability, and interactive experiences that can be embedded into existing systems and portals, shared via email, downloaded, or used offline.
By making analytics portable and self-contained, organizations can distribute intelligence instead of simply providing access to it. Insights travel with the user, eliminating infrastructure dependencies while simplifying modernization initiatives, reducing integration effort, and enabling secure distribution of BI to employees, customers, partners, and citizens at virtually any scale.
Agentic AI makes the experience truly magical. Design data rich InfoApps with natural language, automate data preparation and workflows, generate insights on demand, and transform raw data into interactive business applications.
Better for End Users
- ✓ Tailored InfoApps for every role.
- ✓ Interactive, intuitive and easy to explore.
- ✓ Embed in portals, applications or websites.
- ✓ Share via email or download.
- ✓ Insights on any device, online or offline.
Powerful for BI Analysts
- ✓ Design and integrate data using prompts.
- ✓ Natural language to data and dashboards.
- ✓ Agentic workflows automate repetitive analysis and reporting.
- ✓ Build once. Distribute everywhere.
- ✓ Focus on insights, not infrastructure.
Built for Enterprises
- ✓ Elastic for individual users, SMBs and global enterprises.
- ✓ Scale from dozens to millions of users.
- ✓ Greater security, governance and control.
- ✓ Predictable costs. Plan with confidence.
90%
Lower TCO
Compared to legacy BI
Compared to legacy BI
- ✓ No hardware. No servers.
- ✓ No database or middleware costs.
- ✓ No query fees or consumption charges.
- ✓ No user licenses.
- ✓ No surprise bills - full transparency.
Traditional BI vs. Distributed & Embedded BI
Traditional BI
- ✕ Requires servers, databases and infrastructure
- ✕ High query and consumption costs
- ✕ Per user licensing and seat based pricing
- ✕ Complex integrations and API dependencies
- ✕ Slow to deploy and hard to embed
- ✕ Cost escalates with usage and users
- ✕ Unpredictable costs and budget overruns
Distributed & Embedded BI™
- ✓ No servers. No infrastructure dependencies
- ✓ Zero query or consumption costs
- ✓ No user licenses. Fixed per InfoApp pricing
- ✓ Fewer integrations, fewer API calls
- ✓ Fast to design, embed and distribute
- ✓ Costs scale with your needs, not uncertainty
- ✓ Full transparency and ability to plan ahead
Distributed intelligence.
Embedded everywhere.
Embedded everywhere.
Deliver the right insights to the right people, in the right place, at the right time.
”It boils down to fast development, complete automation and real time monitoring and insights.
Senior DirectorGlobal Payments Operations
